Medical and Prescription Drug

Aetna is the administrator for the medical plans.

How the plans compare in-network

Note: You pay the amounts and percentages shown in this chart for in-network care, after you meet your deductible, if applicable. (Out-of-network: You are responsible for precertification and filing claims. Cost share is higher, you are responsible for any charges over the allowable amount, and you may have to pay the full cost of your care.)

1. One or a combination of enrolled members must meet the family deductible before the plan pays benefits.
2. You can contribute to the HSA if you enroll in Healthy Plus, and Jabil contributes, too. If you are newly hired or newly eligible, this amount is prorated based on the date you enroll in and set your HSA contribution amount. Note, however, Medicare entitlement may impact eligibility to make or receive HSA contributions.
3. Subject to Aetna Preventive Care schedule and claim coding guidelines.

More info to help you choose

While your medical plan options cover the same services, here are key things to know before you choose your plan:

Base PPO

• You pay copays for primary care physician (PCP) and specialist visits.
• You don’t pay a deductible before prescription drug copays/coinsurance. All other services are subject to deductible and coinsurance.
• You can lower your taxable income if you contribute to a Healthcare Flexible Spending Account (FSA).
• Earn more with incentives through the wellness program. (Note: The wellness incentives are subject to IRS tax regulations, so the amount you earn will be taxed.)

Healthy Premier with HRA

• A medical plan with a Health Reimbursement Account (HRA) funded with Jabil contributions. You can’t contribute your own money to the HRA.
• Your HRA pays for your first dollars spent on eligible medical and prescription drug expenses.
• Expenses (not including prescription drug) are applied to your annual deductible.
• You don’t pay a deductible before prescription drug copays/coinsurance.
• Any money left in your HRA at the end of the year rolls over if you stay in Healthy Premier.
• Earn more toward your HRA when you take advantage of incentives through the wellness program.
• Your payroll deductions for coverage are lower than with the Base PPO.

Healthy Plus with HSA

• A high deductible medical plan with a Health Savings Account (HSA). You can contribute to the HSA, up to IRS limits. And Jabil also contributes. If you’re newly hired or become newly eligible for benefits during the year, Jabil’s contribution is prorated based on the date you enroll in and set your HSA contribution amount. Even if you don’t want to make your own contributions to the HSA, you must enroll in and set a contribution amount — even if it’s $0; otherwise you won’t receive the Jabil contribution, including any incentives earned through the wellness program. Keep in mind: wellness incentives, Jabil’s contributions and your contributions all count toward the IRS limit.
• Use the HSA to pay for eligible healthcare expenses for you, your spouse and your tax dependents (even if they’re not enrolled in Healthy Plus). Eligible expenses include your deductible, copays and coinsurance in your medical, prescription drug, dental and vision plans — find a complete list at IRS Healthcare Expenses.
• Eligible expenses are triple tax-free:
  1. Money is tax-free going in.
  2. It grows tax-free.
  3. You can withdraw it tax-free.
• Your HSA is yours to keep for future eligible expenses even if you change medical plans or jobs, or retire.
• Earn more toward your HSA when you take advantage of incentives through the wellness program.
• Your payroll deductions for coverage are lower than with Healthy Premier and the Base PPO.
• Get coverage for certain preventive prescription drugs without having to meet your deductible.