MetLife is the administrator for short-term and long-term disability insurance.

Short-term Disability (STD)

  • Benefits begin on the first day away from work due to a personal injury and after seven calendar days due to illness.
  • Payment is 70% of weekly base earnings,* up to a maximum weekly benefit of $2,000.
  • STD benefits may continue for up to 26 weeks.

Long-term Disability (LTD)

  • You must be out on STD for 180 days before LTD will be paid.
  • Payment is 60% of monthly base earnings,* up to $15,000 per month.
  • LTD benefits may continue while you remain disabled or until reaching certain age limits.

* See disability certificate of coverage for definition of earnings.

For short-term disability and long-term disability, MetLife makes all eligibility and claim determinations.

Contact MetLife for questions about leaves, including the Family and Medical Leave Act (FMLA).

You must be actively at work for initial coverage or any increase in coverage for your disability plans to take effect.

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